Group Risk Policy | Overview

Group Risk Cover is a simple range of clear and understandable benefits and includes death, disability & critical illness cover.

The employer defines the benefit structure and provides the necessary funding for the selected benefits. There are two categories of cover; Defined Cover and Flexible Cover. All benefits are offered with Defined Cover which ensures that all employees enjoy a core level of cover. Life and Capital Disability are also offered with Flexible Cover, which allows employees to voluntarily extend their benefits at their own cost.