Investment Interest Rates and Options
Earn a rate on maturity of 8.85% p.a.* on five-year investments of R5 000 or more.
Fedgroup Secured Investment is a high-return, low-risk, investment solution. Choose our growth or income option to grow your money and achieve your investment goals.
*Rate on maturity if the interest is reinvested over a five-year period at a nominal rate of 7.35%.
Investing for growth
Earn a higher rate by reinvesting your interest each month for maximum capital growth. Simply invest a lump sum of R5 000 or more.
Your capital is secure for the full five-year term. At the end of this term, you can choose to withdraw your investment, or reinvest with us.
Growth
Capital withdrawal:
Investing for income
Simply invest a lump sum of R5 000 or more and withdraw the interest each month. Your capital is secure for the full term. You can regularly withdraw all the interest, or just a portion of it.
Minimum investment on the monthly income investment option:
Income
Capital withdrawal:
| Feature | Growth Option | Income Option |
|---|---|---|
| Minimum lump sum investment | R 5 000 | R 5 000 |
| Maximum investment | Not applicable | Not applicable |
| Term | Fixed for five years | Fixed for five years |
| Rate | Fixed for the term | Fixed for the term |
| Interest earned monthly in advance | Reinvested | Paid out |
| Capital withdrawal or redemption | Not permitted during the term but free thereafter | Not permitted during the term but free thereafter |
| Fixed Rate | ||
|---|---|---|
| Nominal Rate | 7.35% | 7.35% |
| One-year Effective Rate | 7.60% | Varies based on income payout |
| Five-year Rate on Maturity | 8.85%* | Varies based on income payout |