Investment Interest Rates and Options
Earn a rate on maturity of 9.5% p.a.* on five-year investments of R5 000 or more.
Fedgroup Secured Investment is a high-return, low-risk, investment solution. Choose between a fixed or variable rate, and our growth or income options, to grow your money and achieve your investment goals.
*Rate on maturity if the interest is reinvested over a five-year period at a nominal rate of 7.8% p.a.
Investing for growth
Earn a higher rate by reinvesting your interest each month for maximum capital growth. Simply invest a lump sum of R5 000 or more.
Your capital is secure for the full five-year term. At the end of this term, you can choose to withdraw your investment, or reinvest with us.
Growth
Capital withdrawal:
Investing for income
Simply invest a lump sum of R5 000 or more and withdraw the interest each month. Your capital is secure for the full term. You can regularly withdraw all the interest, or just a portion of it.
Minimum Investment on the monthly income investment option:
Income
Capital withdrawal:
| Feature | Growth Option | Income Option |
|---|---|---|
| Minimum lump sum investment | R 5 000 | R 5 000 |
| Maximum investment | Not applicable | Not applicable |
| Term | Fixed for 5 years | Fixed for 5 years |
| Rate | Fixed for the term | Fixed for the term |
| Interest earned monthly in advance | Reinvested | Paid out |
| Capital withdrawal or redemption | Not permitted during the term but free thereafter | Not permitted during the term but free thereafter |
| Fixed Rate | ||
|---|---|---|
| Nominal Rate | 7.8% | 7.8% |
| 1-Year Effective Rate | 8.08% | Varies based on income payout |
| 5-Year Rate on maturity | 9.50%* | Varies based on income payout |
| Variable Rate | ||
|---|---|---|
| Nominal Rate | 8.1%* | 8.1%* |
| 1-Year Effective Rate | 8.41%* | Varies based on income payout |
| Term | 9.95%* | Varies based on income payout |