Investment Interest Rates & Options
Earn a matured rate of 11.3% p.a.* when you invest R5 000 or more for the next five years.
Fedgroup Secured Investment is a fixed deposit, high-return, low-risk investment solution. Choose between our growth and income options to grow your money and achieve your investment goals.
Investing for growth
Earn a higher rate by reinvesting your interest each month for maximum capital growth. Simply invest a lump sum of R5 000 or more. Your capital is secure for the full five-year term. At the end of this term, you can choose to withdraw your investment, or reinvest with us.
Investing for income
Simply invest a lump sum of R5 000 or more and withdraw the interest each month. Your capital is secure for the full term. You can regularly withdraw all the interest, or just a portion of it. This is a great option if you'd like a monthly income, as a retirement income solution, or if you want to save while still having some flexibility.
Growth
Minimum fixed deposit for the growth investment option:
R5 000
Minimum term:
5 years
Interest rate:
11.3% p.a*
Interest earned monthly in advance and reinvested.
Capital withdrawal:
Not permitted during the initial 5 years but free thereafter.
Income
Minimum Investment on the monthly income investment option:
R5 000
Minimum term:
5 years
Interest rate:
9% p.a
Earned monthly in advance. Interest can either be paid out or reinvested.
Capital withdrawal:
Not permitted during the initial 5 years but free thereafter.
| FEATURE | GROWTH OPTION | INCOME OPTION |
|---|---|---|
| Minimum lump sum investment | R 5 000 | R 5 000 |
| Maximum investment | Not applicable | Not applicable |
| Term | Fixed for 5 years | Fixed for 5 years |
| Rate | Fixed for the term | Fixed for the term |
| Interest earned monthly in advance | Reinvested | Paid out |
| Capital withdrawal or redemption | Not permitted during the term but free thereafter | Not permitted during the term but free thereafter |
| CURRENT RATE | ||
|---|---|---|
| Nominal Rate | 9.0% | 9.0% |
| 1-Year Effective Rate | 9.38% | Varies based on income payout |
| 5-Year Matured Rate | 11.31% | Varies based on income payout |
Please confirm the interest rates at the time of investment.
*The matured rate is based on a five-year investment calculated at a fixed nominal rate of 9% p.a.
Broker commission does not affect the client rate advertised.