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When considering annuities for retirement in South Africa a living annuity lets you keep your retirement savings lump sum invested while drawing an income. With Fedgroup Living Annuity, your retirement savings are transferred from an approved pension or provident fund, preservation fund or retirement annuity fund and invested in a portfolio selected with your financial advisor.
You choose how much income to withdraw each year, between 2.5% and 17.5% of your capital, and whether you want to receive it monthly, quarterly, bi-annually or annually. That gives you flexibility over how and when you receive your retirement income, while keeping the balance of your savings invested.
Fedgroup Living Annuity is available exclusively through financial advisors. If you are comparing the best-performing living annuity options in South Africa, returns are only part of the picture. Together, you and your advisor can choose from three carefully constructed post-retirement investment portfolios designed to balance return potential and volatility according to your needs.
You have spent years building your retirement savings. The last thing you need is unnecessary complexity taking a bigger share of them than it should.
Fedgroup Living Annuity is designed around three priorities:
We combine specialist and traditional investment assets across three portfolio options, giving you and your advisor a practical way to match your income needs with a level of volatility you are comfortable with. The idea is simple: less unnecessary complexity and a clearer way to manage your retirement income.
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Fedgroup Living Annuity offers three portfolios with different asset allocations and levels of expected volatility.
Together with your financial advisor, you can choose the option that best reflects your income needs, time horizon and comfort with market movement.
Offering a balanced mix of traditional and specialist assets, this portfolio is designed to grow capital steadily while capturing market upswings. It strikes a middle ground between risk and reward, making it a popular choice for steady growth with moderate volatility.
Fedgroup Living Annuity is available exclusively through financial advisors. Your advisor can help you work through your income needs, choose an appropriate portfolio and structure your living annuity around your retirement plans. If you do not have an advisor, our team can connect you with one.
